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June 30th is one of the most important dates on the points and miles calendar. A long list of premium credit card benefits operate on a semiannual cycle, meaning if you haven’t used your first-half credits yet, they expire and you lose them permanently. No rollovers. No extensions.
Here’s some of the major benefits on both the American Express Platinum Card® and Chase Sapphire Reserve® you need to act on before the month ends.
Note: Monthly credits are not included.
American Express Platinum Card®
$895 Annual Fee. See rates & fees
$300 Hotel Credit
The Platinum’s hotel credit is one of the most valuable semiannual benefits in the premium card space. Cardholders receive up to $300 back on prepaid hotel bookings through Amex Travel at Fine Hotels + Resorts (one-night minimum) or The Hotel Collection (two-night minimum), twice per year, for up to $600 annually.
The first half of the credit, covering January through June, expires June 30. The good news: you don’t have to complete your stay by June 30. You just have to book by then.
So you can use this credit now to lock in a stay for later this summer, fall, or even 2027 as long as it’s prepaid. No enrollment required.
$100 Resy Dining Credit
The Platinum’s up to Annual $400 Resy credit is split on a quarterly basis. The Q2 $100 credit expires June 30.
If you haven’t dined at a U.S. Resy-affiliated restaurant yet this half, now’s the time. Enrollment required.
Chase Sapphire Reserve®
$795 Annual Fee
$150 StubHub Credit
The Reserve’s $300 annual StubHub/Viagogo credit through 12/31/27 splits into two $150 windows: January through June and July through December. The first half credit expires June 30 with no rollover. Activation is required. The important thing to know: your event doesn’t have to happen before June 30. You just need to make the purchase. Buy tickets now for a concert, game, or show later in the summer and the credit applies to the transaction date.
$150 Dining Credit
The Reserve’s $300 annual dining credit at Sapphire Reserve Exclusive Tables restaurants (via OpenTable) also is split semi-annually, with the first $150 expiring June 30.
Don’t Forget to Stack a Shopping Portal Offer
One of the best ways to use some of these credits, is to activate the credit if necessary, and then sign-up and click through a shopping portal like Rakuten or Rove and then checkout with your credit card.
Not only will you be able to redeem your credit since you’re checking out on the merchants website, but you’ll also get bonus points or cash back on top.
Plus if you’re new to one of the platforms, you can sign up through my referral links below to get an additional bonus.
RoveMiles: Get an instant 1,500 RoveMiles just by signing up with a phone-number. RoveMiles transfer directly to partners like Turkish Airlines, Flying Blue, Qatar Airways, and more.
Rakuten: Get $50 cash back (or 5,000 points) after spending $50 when signing up. Instead of earning cash back, you can elect to earn American Express Membership Rewards Points at a 1% cash back = 1x point rate if you have a Membership Rewards Point earning card (like the AMEX Gold or AMEX Platinum) or if you’re a Bilt Member, you can earn Bilt points instead at a 1% cash back = 1x point rate as long as you hold Bilt elite status.
Pat’s Final Take
Put simply, there really is no reason not to look into using these credits before they expire.
For all of the travel related credits as well as the StubHub Credit, you’re able to book for something much further out than by June 30th.
