Earlier this summer, the Chase Ink Business cards dropped some pretty incredible welcome offers, and we’ve just learned that these are now ending soon. These cards are absolutely worth looking into, and one of these cards, the Chase Ink Business Unlimited® Credit Card is a card I personally have held for years.
Even though at first glance these might seem like cash-back cards, but if you already hold a Chase Sapphire Preferred® Card or Chase Sapphire Reserve® or any other Ultimate Rewards points earning card, that cash-back can be “converted” to points.
Chase Ink Business Unlimited®
Offer Ending Soon
→ Learn How to Apply
This is arguably one of my favorite business credit card offers available right now as it comes with a $0 annual fee. Thanks to the fact that Chase lets you move “cash-back” into your Ultimate Rewards points earning card, that means that this welcome offer can essentially be worth 100,000 Chase Ultimate Rewards points instead.
That means if you already hold either the Chase Sapphire Preferred® Card or the Chase Sapphire Reserve® or any other card that earns Chase Ultimate Rewards points, you’ll be able to move the cash-back to your points card, making this offer extremely valuable.
While the welcome offer is great, there is a reason why this card continues to be one I hold. It’s arguably one of the best out no annual fee business cards out there for everyday spend, as it earns 1.5% cash back on every dollar, or if you move that cash back, it can essentially be the same as earning 1.5x Ultimate Rewards points with the right card.
Plus, many businesses may want to take advantage of the 0% intro APR offer for 12 months from account opening on purchases. After that it’s a 16.74% – 24.74% variable APR.
Out of the two cards with this offer ending soon, the Ink Business Unlimited is one I’d lean towards thanks to the simplicity of the 1.5% or 1.5x everyday earning rate, unless your business is a heavy spender in any of the bonus categories from the next card.
Ink Business Cash® Credit Card
Offer Ending Soon
→ Learn How to Apply
The Chase Ink Business Cash Credit Card has the same offer right now, also with a $0 annual fee, and luckily you can move your cash-back to your Ultimate Rewards Points earning card the same way as the Ink Business Unlimited.
This card may be a bit better for you if you’re a spender in any of their bonus category areas. These include 5% cash-back on business essentials on the first $25,000 spent in combined purchases at office supply stores and on internet, cable, and phone services each account anniversary year.
If you’re a business who spends quite a bit on dining and gas, then this also may be a good card to look into, you’ll earn 2% cash-back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year.
Plus, you’ll also be able to take advantage of the same 0% intro APR offer for 12 months from account opening on purchases. After that it’s a 16.74% – 24.74% variable APR.
Final Take:
This is an excellent opportunity for anyone with an Ultimate Rewards points earning card to boost their point balance by potentially 100,000 points. When you combine this offer with the fact that both cards have no annual fee, things get even more compelling.
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Editorial Disclosure: The opinions are Pat’s alone. This content is not reviewed or endorsed by any entities.
